Frequently Asked Questions

To gain a full understanding of your current financial situation and develop a clear picture of your goals, we would like you to bring as much information as you can such as:

  • Identification documents
  • Personal risk insurance such as life and income protection policies
  • Property details such as investment property values
  • Superannuation
  • Savings and term deposits
  • Income and Expenses
  • Borrowings such as mortgages and credit cards
  • Shares and other investments like managed funds

Don’t worry if you don’t have the above information handy, we can look into these and obtain the information for you with your authority, which we can discuss during the meeting.

Our fees vary depending on the areas and complexity of the advice.

Initial meeting: Free

Initial advice fee: Nil – $5,500 incl GST

Implementation fee: Nil – $5,500 incl GST

Ongoing advice fee: Based on the frequency of required reviews. It can be a fixed fee or percentage based on the funds under management.
We will be transparent with any associated fees throughout the process and you will be given a quote before you proceed any further.

Financial planning is about understanding your financial goals and putting a plan in place which will help you achieve them. Financial planners are trained experts who can help you build, manage and protect your wealth.

Topics your financial planner can advise you on include:

  • maximising your super
  • tax effective strategies
  • transition to retirement
  • retirement income stream options
  • investments – inside and outside of superannuation
  • life and income protection insurance
  • debt elimination
  • redundancy

 

In financial planning, putting the advice into action is referred to as implementation. When your planner presents your completed plan they will also discuss implementation options and costs. Some people prefer to do the implementation themselves while others prefer to pay for this service. The choice is yours.

Once you decide to get a plan, it will take your adviser two to three weeks, depending on the complexity, to do the analysis and put the recommendations together. Your adviser will then arrange a meeting to take you through your statement of advice. Once you are happy with it, the strategies can then be implemented with the help of your adviser as agreed.

We charge no fees for an initial meeting. An initial consultation with us is free.